In what might feel like a cruel plot to keep home buyers stuck and unable to actually buy a home, lenders use factors including your credit score to determine your mortgage rates. You need to take a look at your credit score early in the game. You might need to clear some errors up on […]
Floors are constantly tread upon – but we still use them to beautify our home. They are a huge factor in the appearance of your home and one of the main factors people consider when buying a home. There are many things to consider when choosing flooring. You’ll need to consider your budget. Ceramic tile, […]
While carpenters and mechanics probably don’t have to worry much about as far as having proper home maintenance tools, the average homeowner, particularly if they are new to home maintenance, isn’t sure which tools to invest in and keep at all times. It’s far easier to have the tools to repair a simple leak in […]
Yeah, Tampa was hit hard by the Great Recession, but in the last several years, our beautiful city has bounced back. More than that, we are now listed as the 13th best place to live in the country. Read more about why Tampa is one of the best places to live in the complimentary post […]
The State of Florida has been awarded the title of the freest state in the nation. Yes, a study out of the Cato Institute declared that top honors for being the freest country in the United States goes to Florida. Why? Because Florida’s public policies “promote freedom in the fiscal, regulatory, and personal freedom spheres,” […]
Did you know that the State of Florida offers homebuyers programs to make it easier to become a homeowner? Florida Housing might be just the agency that could help you finally become a homeowner! Florida Housing offers a handful of programs to help homebuyers get into new homes. Two programs offered in Florida that can […]
If you’re buying a home for sale near Tampa, you may want to check on the home’s water pressure tank. Is it big enough to provide a constant flow of water for the size of your family that will be living in the house? Water pressure tanks aren’t complicated, but things do need to work […]
Look, mortgage interest rates have been on the rise. Right now, they are already over three-quarters of a percentage point higher than they were in January. Freddie Mac reports that rates for a 30-year fixed mortgage just rose to 4.72%. Here’s the thing: Those rates are only expected to rise. The interest rate you secure […]
If you’re a first time home buyer in Tampa Bay, you may have a million questions about the home buying process. The good news? Your real estate agent, mortgage company, appraiser, inspector and bank have all been through all of this before. Many first time home buyers have questions about Proof of Funds letters. The […]
During the process of purchasing a new home, you will be asked to get a proof of funds letter. You’ll need to show you have available liquid assets to cover the costs of your down payment and your closing costs. If this is your first time buying a home, everything may seem overwhelming. So, for […]
