Buying a home is often the most significant financial transaction in life; at least until the next home purchase.  With most mortgages financed at a fixed interest rate over 30 years, it's also a transaction that's going to be a part of life for a long time.  If there is a tool or strategy that can help a homebuyer to negotiate a better deal, why not use it? You may have to suggest this strategy to your buyer agent, as many do not use it.  It's commonly considered a seller side tool to … Continue reading...