first-time home buyer | Tampa Bay Homes for Sale

4 Tips for Finding the Right Mortgage Lender

Especially when interest rates are low, you can go online and see dozens of ads for mortgages each day. If you're in the market for a home loan, it's tempting to click on the ad that shows the almost unbelievably lowest rate. Of course, that's what the lenders want you to do. They are using those low rates to generate leads for their loan business. But there's more to picking the right lender than simply clicking on the lowest rate you see on a screen. Not all lenders or loans are created … Continue reading...

Renting vs. Buying: 3 Questions to Answer about Yourself

Various homeownership surveys show that about two-thirds of renters aspire to someday be homeowners. And the National Association of Realtors reports that about one-third of all homebuyers each year are first-time buyers. Depending on the market, renting vs. buying is often a financial decision, which makes the most sense for a household's budget. But even when one or the other is less expensive, at least on the surface, homeownership may not be for everyone. When it comes to renting vs. … Continue reading...

5 Tips for First-Time Home Buyers

Buying your first home is one of the most exciting and costly actions you'll likely take in your adult life. Doing it right takes time. Finding a home -- one that fits your current and future needs in a location that you love -- isn't always easy. Before you scour the internet and talk to real estate agents about buying a home, there are a few things to consider. Whether you're in your twenties or your fifties, be sure to ask about these five important factors when you buy your first … Continue reading...

BUYERS BEWARE of Dual Agency When Buying a Home

Depending on the state where you're buying a home, laws related to agency and real estate representation can be different. The real estate agent you're working with will probably not be your agent in the legal sense of the term in most states. They will be called something like a representative or some other term that does not require the full duties of a legal agent. This article isn't about full agency, so the legal details aren't necessary. Whatever your real estate professional's level … Continue reading...

Tampa: One Of The Three Best Markets For First-Time Homebuyers In 2019

While around 58-percent of aspiring homeowners lack the funds for a down payment on their first home, a full three-quarters of them say that they would be willing to work a side job if it meant they could own a home sooner. Around the country, the goal of homeownership seems out of the realm of possibility for many would-be first-time homebuyers. There are a few markets that are easier for first-time homebuyers to get their foot in the door, so to speak. The top three metro markets for … Continue reading...

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