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What you need to know about HOA’s

What you need to know about HOA'sMany communities, including condos, townhomes and single-family homes in master-planned communities, require residents to join a homeowners’ association. Gated communities and everyday subdivisions have them, as well, so you need to know what you’re getting into if you’re buying a house in Tampa or the surrounding suburbs that has a homeowners’ association, or HOA.

Homeowners’ Association Dues

When you live in a community with a homeowners’ association, you’ll be responsible for paying dues. The amounts vary from neighborhood to neighborhood, and what you’ll get in return varies as well. Some HOAs maintain a neighborhood pool and common areas, while others simply landscape, provide a guard at the gate or keep the streets and sidewalks clear.

HOAs Have Rules

All homeowners’ associations have rules; they’re called covenants, conditions and restrictions, or CC&Rs. The rules may cover what kind of siding you’re permitted to use, the grasses and landscaping features you can add, and even the size and types of pets you’re permitted to have.

An HOA Can Fine You

If you violate your homeowners’ association’s CC&Rs, you could be fined. Sometimes fines are assessed for allowing your grass to become too tall, failing to clean up pet waste or a number of other infractions, so it’s always a good idea to understand exactly what your HOA requires you to do (or not do) in order to stay in compliance with the CC&Rs.

A Home May Have Existing Problems with the HOA

Make sure that if you’re buying a home in a neighborhood with an HOA that there are no current problems with the home that could put you in violation of the CC&Rs the moment you take possession of the keys.

HOA Fees Can Change

Before you purchase a home in a community with an HOA, see how fee increases are set. Ask for a copy of the fee schedule over the past 10 years to find out how many times it has increased and make a solid projection about how your dues will change in the future. You should also find out exactly what your HOA dues will cover, because it’s another expense – over and above your mortgage payment – that you’ll need to bear.

Are You thinking of buying a Home in Tampa Bay?

Use our site to search homes for sale in Tampa Bay and all of our surrounding areas. Unlike the “big name” sites out there, our site is directly connected to our local MLS and is updated EVERY HOUR. By creating a Property Manager account you can stay on top of the newest homes for sale and get Price Change alerts so you can stay ahead of other buyers and beat them to the BEST deals!

In the meantime, check out these 1 click searches:

  • Tampa Bay Homes for Sale
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  • Tampa Real Estate Waterfront
  • Houses for sale in Tampa Florida with Pool
  • Luxury Homes in Tampa Bay
This South Tampa home is perfectly located just one block from Bayshore Blvd and in PLANT Highschool district, nestled between million-dollar houses waiting for someone to make it their dream home. Oversized 0.25-acre lot, offers 11,115 sq. ft., with 65 sq. ft. frontage and 171 sq. ft. depth perfect for that home you always dreamed of designing or move right in to the 3-bedroom 2 bath 1 car garage home with fenced yard and shed just the way it is. Boasting a sunny Family room that was added on a few years ago that overlooks the park like back yard, an eat in kitchen that was remodeled to wood cabinets, a living room with ceiling fan and real hard wood floors throughout the house except for the tiled wet areas. Master bedroom offers a walk-in closet and coat closet, master bath with shower no tub, 2 guest bedrooms with ceiling fans and a guest bathroom with tub/shower combo. Washer and Dryer located in the oversized one car garage with room for parking. Back yard features a wraparound deck with mature landscaping and fenced yard with storage shed. The value here is this one-of-a-kind property located in the heart of South Tampa with easy access to Downtown, Selman Expwy. and more. The tree lined street is like no other with the YMCA on one side and the Amazing Bayshore on the other! $830,000 Active

3213 W Fair Oaks Avenue Tampa, Florida

3 Beds 2 Baths 1,248 SqFt 0.260 Acres

Beautiful new construction. This beautiful home is 3 bedrooms and 2 bathrooms, very modern touches. Great location, close to downtown Tampa. Call now to schedule a showing. $590,000 Active

1804 W Sitka Street Tampa, Florida

3 Beds 2 Baths 1,644 SqFt 0.320 Acres

Beautiful home , wood floors through the living room, dining room , halls, carpet in bedrooms, granite Tops, stainless Steel appliances and light grey tile in the kitchen and utility room , tub and shower with glass doors, sliding glass doors , fenced. CHA was replaced in 2016 and roof was replaced 2012. $380,000 Active

3202 Saddlebrook Avenue Tampa, Florida

4 Beds 2 Baths 1,420 SqFt 0.210 Acres

GREAT INVESTMENT TOWNHOME  !!! LOCATED IN TOWN&COUNTRY .  Currently leased and sale is subject to lease at $1450 per month until 4/19/2023.
Waterfront 3 bedroom  1 and 1/2 bath. Granite countertops in the Kitchen, very large living room with balcony overlooking the Water. large Master bedroom on the 2nd floor with balcony and view of the waterfront Canal, inside Washer and dryer hook up.
Fishing dock for Residents only to fish and enjoy beautiful Florida Weather. 2 community Pools, Tennis court and raquet ball court. Storage available for your boat. 
Close to Tampa International airport, downtown Tampa , beaches , International Mall etc. $229,000 Active

9105 Tudor Drive F204 Tampa, Florida

3 Beds 2 Baths 1,520 SqFt

Posted in: Buyers, Home Owners, Home Owners Associations Tagged: HOAs, Home Owner Associations, Homeowners Association, Homeowners Associations, What you need to know

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