In what might feel like a cruel plot to keep home buyers stuck and unable to actually buy a home, lenders use factors including your credit score to determine your mortgage rates. You need to take a look at your credit score early in the game. You might need to clear some errors up on […]
Did you know that the new FICO Score 9 is different, or that when it fully rolls out, you credit score could jump up? If you’ve had trouble finding a pre-approval for a mortgage because of medical debt or collections you have already paid off, you’re in luck! Financial independence and home-ownership may be closer […]
If you’re like most people buying a home for sale in Tampa Bay, you know that your credit score affects the interest rate you’ll be able to get on a mortgage loan. But how serious is it, and how do credit scoring agenices even figure out what your credit score is? How Seriously Do Lenders […]
If you’re like most people buying a home for sale in Tampa Bay, you know that it’s important to have a decent credit score – but how good does your credit have to be to buy a house? What is a Good Credit Score? Most credit scores fall between 350 and 850, with 350 being […]
If you’re considering buying a new home in Tampa Bay or the surrounding areas, you might want to start making full monthly payments on your credit cards. Recent changes in how credit bureaus report your information to mortgage lenders may make a difference in obtaining loan approval. For decades, credit bureaus reported your payment history […]
Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.