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Do Buyers Need a Home Warranty?

Do Buyers Need a Home Warranty?

There are quite a few upfront costs associated with buying a home, including the down payment, closing costs, and moving expenses. Those are all expected. When moving into a home, the last thing homebuyers need is a large, unexpected expense on top of those. That's where a home warranty comes in. A home warranty offers limited-time protection against the failure of a home's systems - heating and cooling, electrical, plumbing, and sometimes appliances. It is different from homeowners' … Continue reading...

Posted in: Buyers, First Time Home Buyers, Home Warranties, Tampa Tagged: First Time Home Buyers, Home Warranties, home warranty, Tampa bay home warranties, Tampa bay home warranty

5 Tips for First-Time Home Buyers

5 Tips for First-Time Home Buyers-2

Buying your first home is one of the most exciting and costly actions you'll likely take in your adult life. Doing it right takes time. Finding a home -- one that fits your current and future needs in a location that you love -- isn't always easy. Before you scour the internet and talk to real estate agents about buying a home, there are a few things to consider. Whether you're in your twenties or your fifties, be sure to ask about these five important factors when you buy your first … Continue reading...

Posted in: Buyers, First Time Home Buyers, First-Time Buyers, Home Buying Tips, Tampa Tagged: First Time Home Buyers, first time homebuyers, First-Time Buyers, first-time home buyer, Home Buyers, Home Buying, Home Buying Tips, Home Loan Qualification, Home Purchase Tips

BUYERS BEWARE of Dual Agency When Buying a Home

BUYERS BEWARE of Dual Agency When Buying a Home

Depending on the state where you're buying a home, laws related to agency and real estate representation can be different.  The real estate agent you're working with will probably not be your agent in the legal sense of the term in most states.  They will be called something like a representative or some other term that does not require the full duties of a legal agent. This article isn't about full agency, so the legal details aren't necessary.  Whatever your real estate professional's level … Continue reading...

Posted in: Buyers, First Time Home Buyers, First-Time Buyers, Home Buying Tips, Tampa Tagged: dual agency, First Time Home Buyers, first time homebuyers, first-time home buyer, Home Loan Qualification, Home Purchase Tips

First-time Home Buyers: How to Buy your first home without it being a Financial Sinkhole

First-time Home Buyers: How to Buy your first home without it being a Financial Sinkhole

One thing that the housing and mortgage crash that began in late 2006 made clear was that a home isn't going to be a financial investment in the future.  While your parents or grandparents may have purchased a home decades ago and they're sitting on major equity, that's going to be much more of a rarity in the future. Lifestyles have changed, and employment isn't the decades-long home it used to be.  People are moving around more, and employees change jobs and even careers much more … Continue reading...

Posted in: Buyers, First Time Home Buyers, Home Buying Tips, Tampa Tagged: Buying Tips, First Time Home Buyers, First-Time Buyers

Three Financial Tips For First Time Home Buyers

Buying a home is a time of tremendous excitement and opportunity - but it should also be a time that you prepare for in advance so that you will not experience many bumps in the road, and will be far more likely to actually snag that house of your dreams! Although it is tempting to search for a house first (and there is certainly no harm in looking at what is available) your first priority during this time should be getting your financial affairs in order. After that's done, when you browse, you … Continue reading...

Posted in: Blog, Buyers, Credit, Financing, First-Time Buyers, Mortgages Tagged: Calculating how much you can spend on a home, Down Payment on a Home, First Time Home Buyers, Three Financial Tips For First Time Home Buyers

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