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What Does it Mean to Purchase Points to Get a Lower Interest Rate?

What Does it Mean to Purchase Points to Get a Lower Interest Rate?

When you get a mortgage, you have the option to purchase points in order to get a lower interest rate. But what does that mean? This guide explains everything you need to know about purchasing points, including what they are and how they can help you save money on your mortgage. What Does it Mean to Purchase Discount Points to Get a Lower Interest Rate? This guide explains: What are points and what do they do? How do you purchase points and how much does it cost? What are the … Continue reading...

Posted in: Blog, Buyers Tagged: Buyers, How-To, Interest Rates, Mortgages, Points, Tips

Is Spring the Best Time to Sell Your Home in Tampa Bay?

If you're thinking about selling your home in Tampa Bay, you might be swayed by the spring housing market - after all, this is prime home-buying season. But is spring really the best time to sell your home? Is Spring the Best Time to Sell Your Home in Tampa Bay? Traditionally, the spring home-buying season runs from April through June, and it's often the best time to sell. That's because buyers are flooding the markets and trying to get into new homes by summer - and before the next school … Continue reading...

Posted in: Blog, Buyers Tagged: Economy, Interest Rates, Relocation, Selling Your Home, Staging

Adjustable Rate Mortgages In Higher Demand

Adjustable Rate Mortgages are in higher demand, according to a recent article in The Washington Post. An Adjustable-Rate Mortgage (ARM) is a mortgage that starts out with a low-interest rate. See, the first part of an ARM is lower than the rate for a 30-year fixed-rate loan. This is a very tempting concept and one that some homebuyers just can't resist. ARMs can be incredibly helpful for some people, but for others, there is danger lurking. Financial danger that it, of course. According to … Continue reading...

Posted in: Blog, Buyers, Mortgages, Moving, Tips Tagged: 1-year ARM, 30-year fixed-rate mortgage, 5/1 ARM, 7/1 arm, adjustable rate mortgages, Interest Rates, Mortgage Rates

Better To Buy Before Rates Go Up Than Wait For Prices To Come Down

Look, mortgage interest rates have been on the rise. Right now, they are already over three-quarters of a percentage point higher than they were in January. Freddie Mac reports that rates for a 30-year fixed mortgage just rose to  4.72%. Here's the thing: Those rates are only expected to rise. The interest rate you secure when you purchase a home impacts not only your purchasing power, but also your monthly costs and how much you actually spend on a home. So, while many people think that they … Continue reading...

Posted in: Blog, Buyers, Financing, First-Time Buyers, Mortgages, Moving, Tips Tagged: Home Prices, Interest Rates, mortgage interest rates

What’s Ahead For Mortgage Rates This Week: February 11th, 2013

Mortgage rates worsened last week in response to more indications that the U.S. economy and global economic trends are improving. Global economic data was stronger than expected; which generally boosts investor confidence and leads to higher mortgage rates across the country. According to Freddie Mac, the average rate for a 30-year fixed rate mortgage was 3.53 percent with borrowers paying all of their closing costs and 0.8 percent in discount points along with a full complement of closing … Continue reading...

Posted in: Blog Tagged: Homebuilder Confidence, Interest Rates, Mortgage Rates, tampabayhomes4sale.net+mortgage-rates-week-ahead-february-11-2013

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RE/MAX ACR ELITE GROUP, INC. Hillsborough

13907 N. Dale Mabry Hwy., Ste. 101
Tampa, FL 33618
Office (813) 961-6000
Fax (813) 961-6016

RE/MAX ACR ELITE GROUP, INC. Pinellas

1465 S. Ft. Harrison Ave, Ste. 100
Clearwater, FL 33756
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