Veterans of the U.S. Armed Forces, active-duty service members, reservists and some qualifying family members may be entitled to apply for a VA loan. These loans are backed by the Department of Veterans Affairs, so while the loan is funded through the banks and mortgage companies just like a conventional loan is, the VA guarantees […]
Are you thinking of buying real estate in 2020? If so, you’re probably wondering what real estate predictions and trends are forecasted for this turn-of-decade year. 2019 has been fairly good to sellers in many locales, with high demand for housing and limited supply of houses on the market in many places. Lower-priced “starter” homes […]
Have you taken a good look at your credit report recently? If you haven’t, you should…even if you know your overall score and are okay with it. There’s a lot that goes into credit score reporting, such as how many accounts you have, which lenders the accounts are through, what the balances are, how old […]
Buying a home is a time of tremendous excitement and opportunity – but it should also be a time that you prepare for in advance so that you will not experience many bumps in the road, and will be far more likely to actually snag that house of your dreams! Although it is tempting to […]
We all have days, weeks, months or years when we are seriously pressed for time. This could be due to work, family life, stressors such as illness or caring for ill relatives, having young children, being in the middle of a move, or all of the above! There’s no doubt that sometimes life gets extremely […]
Getting a mortgage loan for your first home may seem to be a daunting task, but remember that millions have done it and continue to do it – it is not impossible, especially if you know what items you will need and can start gathering them so that you aren’t left scrambling at the last […]
No matter what point you’re at in life, it’s a necessity to have good credit. It’s especially vital if you’re thinking of buying a home, but there are many other reasons as well. Some employers even look up your credit score before they will extend you an offer of employment. Fortunately, it doesn’t have to […]
If you’re getting ready to buy a home in Tampa Bay, the details of the mortgaging process can feel overwhelming. Thankfully, there will be plenty of people to help you figure it all out. Still, some of us like to be informed ahead of time. One of the things that you will be asked for […]
While around 58-percent of aspiring homeowners lack the funds for a down payment on their first home, a full three-quarters of them say that they would be willing to work a side job if it meant they could own a home sooner. Around the country, the goal of homeownership seems out of the realm of […]
Historically, qualifying for a mortgage while self-employed has been challenging. More and more people are being entrepreneurs though. With so many self-employed potential homebuyers in the market, major changes have improved the odds of qualifying for a mortgage while self-employed. Self-employed business owners used to have to show their income for two years by providing […]